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Mortgage calculator

See your full monthly payment for a fixed-rate US home loan, including taxes, insurance and PMI.

Taxes, insurance, PMI and HOA

Only charged when the down payment is under 20%.

Fill in the fields to see the result.

How it works

Principal and interest use the standard fixed-rate formula: M = P × i ÷ (1 − (1 + i)^−n), where i is the monthly rate and n the number of payments.

PMI is added when the down payment is under 20% and drops off once the balance reaches 80% of the home price.